Cabot-Rothchild - About Us
|
Cabot-Rothchild specializes in providing estate, investment, and tax planning and guidance for those who are seeking a better lifestyle in retirement. Whether you have a retirement nest egg of five million or fifty thousand, we can help you make sure it works as hard and as smart as you did in earning and saving it. If you're typical, your retirement could last as long as thirty years and you simply cannot afford to make investment mistakes with your retirement money and run the risk of ruining your lifestyle during your leisure years. We have helped literally thousands of individuals and couples, at all economic levels, enjoy a worry free retirement knowing that their money is safe, working hard, and ready when needed. There is no one "best place" to put your retirement money because we all have unique requirements, different tolerances for risk and need our money at different times. Likewise, there is no one investment or savings place that fits everyone. In order to make sure your money is in the "best place for you", your unique circumstances must be taken in to consideration. This is where we come in. The two most common investment mistakes made by the retirement-minded are (a) putting most, or all of your money in short term savings places, and (b) unknowingly taking risk you can't afford. If your retirement money is invested in highly liquid places that allow you access immediately, you're paying a dear price (lower interest rates and taxation) for liquidity you may not need. Not all of your retirement money will be needed at the same time; therefore you need to space your investments so they come due when needed yet retain enough flexibility to take care of an emergency should one arise. On the other end of the spectrum,far too many retirees have most or all their retirement money invested in the "market" and exposed to the loss of principal. Certainly some of your money needs to be invested in highly liquid, short-term places and you may be able to afford the risk of some exposure to the whims of the market, but too much of either is generally a bad plan. We can help you position your retirement money properly between liquidity and opportunity. We can also assist you in making sure you're only paying your fair share of taxes and not one penny more. Additionally, with our help the income from your investments, pension and Social Security can be perfectly coordinated to assure you of a worry free retirement without fear of running out of money. We look forward to an opportunity to discuss your retirement plans so you can learn first hand how we may be of benefit. There is no cost or obligation of talking with us by phone, or in person, to discuss your circumstances and your retirement plans. If we can't be of service, you will at least have the comfort of knowing that you have consulted with a retirement specialist about the most important financial decisions in your life. It is very important for you to get retirement "right" because there is no second chance. We look forward to working with you in the near future to help you lower your stress and worry over your retirement years. Earl B. Rideau, CSA
|
||
